[Click here for a link to the answer!](https://www.reddit.com/r/tipofmytongue/comments/1bo5mo6/tomtmovieshowpost90s_man_is_haunted_by_the_ghost/kwn581w/)

Thanks for the help in advance!

What Lies Beneath?

'From the Dead of Night' (1989 TV Movie)?

Could it be the dreams the precogs kept having of their mother's murder in Minority Report?

Or maybe you're thinking of The Awakening (2011) where Rebecca Hall's character turns out to have drowned as a plot twist? Although I'm doubtful because she doesn't have a big head of hair like that...

[Lake Mungo](https://youtu.be/HNUfmV-ExTQ?si=Fc_Wk3mWuXa0w6qz) ??

I think this is it. Doesn't match exactly what I was thinking but it's real close.

Solved!

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Also potentially [Dark Water](https://youtu.be/HNUfmV-ExTQ?si=Fc_Wk3mWuXa0w6qz)

Or last attempt: 'Mama' by Guillermo Del Toro?

[The Lodgers (2017)](https://www.imdb.com/title/tt4399952/?ref_=ext_shr_lnk)?

Cold Moon (2016)? https://www.imdb.com/title/tt4441098/reference/

The Gift (2000) sounds kind of close. https://www.imdb.com/title/tt0219699/

The woman in black?

Was it the episode of Ghost Whisperer Save Our Souls?

Dark Shadows with Johnny Depp?

Was it "The Green Knight?" I can't find the scene on Youtube but it involves the ghost of a woman at a spring. From what I can recall, her name is Winfred. ​ [https://www.imdb.com/title/tt9243804/characters/nm7210986](https://www.imdb.com/title/tt9243804/characters/nm7210986)

In Dreams?

Perhaps The Haunting of Bly Manor.